:root{--navy:#0b2447;--navy2:#143a6b;--navy3:#0a1b36;--ink:#1c2733;--grey:#5b6773;--line:#e3e8ee;--bg:#f4f7fb;--white:#fff;--accent:#ffb21e;--accent-d:#e59a00;--ok:#1fa971;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font-family:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);line-height:1.65;background:#fff;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%}a{color:var(--navy2)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.wrap{width:min(1180px,92%);margin:0 auto}
h1,h2,h3{line-height:1.15;color:var(--navy);margin:0 0 .5em;letter-spacing:-.025em}
h1{font-size:clamp(2.2rem,5vw,3.8rem);font-weight:800}h2{font-size:clamp(1.7rem,3.2vw,2.5rem);font-weight:800}h3{font-size:1.08rem;font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1em}.lead{font-size:1.15rem;color:var(--grey);max-width:56ch}
.btn{display:inline-block;padding:.9em 1.6em;border-radius:12px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font:inherit;font-weight:700;transition:transform .15s,background .15s,color .15s,box-shadow .15s;position:relative}
.btn-primary{background:var(--accent);color:var(--navy);box-shadow:0 8px 24px rgba(255,178,30,.35)}.btn-primary:hover{background:var(--accent-d);transform:translateY(-2px)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}.btn-ghost:hover{background:var(--navy);color:#fff}
.on-dark .btn-ghost,.hero .btn-ghost{border-color:rgba(255,255,255,.5);color:#fff}.hero .btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-sm{padding:.55em 1.1em;border-radius:10px}.btn-lg{font-size:1.15rem;padding:1.05em 2.2em}
.btn-pulse::before{content:"";position:absolute;inset:-2px;border-radius:inherit;border:2px solid var(--accent);animation:ring 2.2s ease-out infinite;pointer-events:none}
.btn-pulse::after{content:"";position:absolute;inset:0;border-radius:inherit;background:linear-gradient(110deg,transparent 35%,rgba(255,255,255,.55) 50%,transparent 65%);background-size:250% 100%;animation:shine 3.4s ease-in-out infinite;pointer-events:none}
@keyframes ring{0%{transform:scale(1);opacity:.9}100%{transform:scale(1.22,1.5);opacity:0}}
@keyframes shine{0%,55%{background-position:150% 0}100%{background-position:-50% 0}}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);transition:box-shadow .2s}
header.site.scrolled{box-shadow:0 6px 24px rgba(11,36,71,.1)}
.bar{display:flex;align-items:center;justify-content:space-between;height:72px;gap:1rem}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.1rem}.brand svg{width:36px;height:36px}
nav ul{display:flex;gap:1.5rem;list-style:none;margin:0;padding:0;align-items:center}
nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}nav a:hover{color:var(--navy2)}nav a.btn{color:var(--navy)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:.45rem .8rem;font:inherit;font-weight:700;color:var(--navy)}
@media(max-width:900px){.menu-btn{display:block}nav{position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);display:none}nav.open{display:block}nav ul{flex-direction:column;align-items:stretch;padding:1rem 4%;gap:.2rem}nav a{display:block;padding:.7rem 0}nav a.btn{text-align:center}}
/* hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% -10%,#1d4f8f 0,transparent 60%),linear-gradient(160deg,var(--navy3),var(--navy) 55%,var(--navy2));color:#fff;padding:5rem 0 6.5rem;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(ellipse at 70% 40%,#000 20%,transparent 75%);-webkit-mask-image:radial-gradient(ellipse at 70% 40%,#000 20%,transparent 75%)}
.hero .grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}
.hero h1{color:#fff}.hero .lead{color:#c5d5ea}
.hero .actions{display:flex;gap:1rem;flex-wrap:wrap;margin-top:2rem}
.hero .note{color:#9fb6d3}
.chips{display:flex;gap:.6rem;flex-wrap:wrap;margin:1.6rem 0 0;padding:0;list-style:none}
.chips li{display:flex;align-items:center;gap:.4rem;font-size:.85rem;color:#d9e6f6;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);padding:.35rem .8rem;border-radius:999px}
.chips svg{width:15px;height:15px;color:var(--accent)}
.scene{position:relative}
.scene svg.map{display:block;width:100%;height:auto;border-radius:22px;box-shadow:0 30px 70px rgba(0,0,0,.4);border:1px solid rgba(255,255,255,.15)}
.dash{stroke-dasharray:3 11;animation:dash 1.4s linear infinite}@keyframes dash{to{stroke-dashoffset:-28}}
.pulse-dot{transform-box:fill-box;transform-origin:center;animation:dot 2.2s ease-out infinite}@keyframes dot{0%{transform:scale(1);opacity:.7}100%{transform:scale(3);opacity:0}}
.float-card{position:absolute;left:-18px;bottom:-26px;background:#fff;color:var(--ink);border-radius:14px;padding:.9rem 1.1rem;box-shadow:0 18px 44px rgba(0,0,0,.3);width:230px;animation:bob 5s ease-in-out infinite}
.float-card b{display:block;color:var(--navy);font-size:.95rem}.float-card small{color:var(--grey);font-size:.78rem}
.bar-prog{height:7px;border-radius:99px;background:#e3e8ee;margin:.55rem 0 .4rem;overflow:hidden}.bar-prog i{display:block;height:100%;width:65%;border-radius:99px;background:linear-gradient(90deg,var(--navy2),var(--accent));animation:fill 5s ease-in-out infinite}
@keyframes fill{0%{width:15%}60%,100%{width:68%}}@keyframes bob{50%{transform:translateY(-8px)}}
.hero-wave{position:absolute;bottom:-1px;left:0;width:100%;height:60px;display:block}
@media(max-width:900px){.hero .grid{grid-template-columns:1fr}.hero{padding:3rem 0 5rem}.float-card{left:8px}}
/* sections */
section{padding:5rem 0}section.alt{background:var(--bg)}
.sec-head{max-width:660px;margin:0 auto 2.8rem;text-align:center}.sec-head p{color:var(--grey);font-size:1.05rem}
.sec-head.left{text-align:left;margin-left:0}
.trustbar{padding:0;margin-top:-2.8rem;position:relative;z-index:2}
.trustbar .row{background:#fff;border-radius:18px;box-shadow:0 18px 50px rgba(11,36,71,.14);display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:0;padding:.6rem}
.trustbar .it{display:flex;gap:.8rem;align-items:center;padding:1rem 1.2rem;border-right:1px solid var(--line)}.trustbar .it:last-child{border:0}
.trustbar .it svg{width:34px;height:34px;color:var(--navy2);flex:none}.trustbar b{display:block;color:var(--navy);font-size:.95rem;line-height:1.3}.trustbar span{font-size:.82rem;color:var(--grey);line-height:1.3;display:block}
@media(max-width:700px){.trustbar .it{border-right:0;border-bottom:1px solid var(--line)}.trustbar .it:last-child{border:0}}
.split{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}@media(max-width:900px){.split{grid-template-columns:1fr;gap:2.5rem}}
.how{display:grid;gap:1rem;margin:1.8rem 0}
.how .s{display:flex;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.1rem 1.2rem;transition:transform .2s,box-shadow .2s}.how .s:hover{transform:translateX(6px);box-shadow:0 10px 30px rgba(11,36,71,.08)}
.how .n{flex:none;width:44px;height:44px;border-radius:12px;background:linear-gradient(140deg,var(--navy),var(--navy2));color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.1rem}
.how h3{margin:0 0 .15em}.how p{margin:0;color:var(--grey);font-size:.95rem}
.phone{width:min(300px,100%);margin:0 auto;background:var(--navy);border-radius:36px;padding:12px;box-shadow:0 30px 60px rgba(11,36,71,.3),0 0 0 6px #e7eef7;position:relative}
.phone .scr{background:#fff;border-radius:26px;padding:1.2rem 1.1rem 1.4rem}
.phone h4{margin:0 0 .2rem;color:var(--navy);font-size:1rem}.phone .sub{font-size:.78rem;color:var(--grey);margin-bottom:1rem}
.phone ol{list-style:none;margin:0;padding:0}
.phone li{position:relative;padding:0 0 1.15rem 2rem;font-size:.9rem;font-weight:600;color:#9aa7b6;animation:lit 8s infinite}
.phone li::before{content:"";position:absolute;left:0;top:2px;width:16px;height:16px;border-radius:50%;background:#dbe3ec;border:3px solid #fff;box-shadow:0 0 0 2px #dbe3ec;animation:litdot 8s infinite}
.phone li::after{content:"";position:absolute;left:7px;top:20px;bottom:0;width:2px;background:#dbe3ec}.phone li:last-child::after{display:none}.phone li:last-child{padding-bottom:0}
.phone li:nth-child(1),.phone li:nth-child(1)::before{animation-delay:0s}.phone li:nth-child(2),.phone li:nth-child(2)::before{animation-delay:1.2s}.phone li:nth-child(3),.phone li:nth-child(3)::before{animation-delay:2.4s}.phone li:nth-child(4),.phone li:nth-child(4)::before{animation-delay:3.6s}
@keyframes lit{0%,8%{color:#9aa7b6}14%,88%{color:var(--navy)}100%{color:#9aa7b6}}
@keyframes litdot{0%,8%{background:#dbe3ec;box-shadow:0 0 0 2px #dbe3ec}14%,88%{background:var(--ok);box-shadow:0 0 0 2px var(--ok)}100%{background:#dbe3ec;box-shadow:0 0 0 2px #dbe3ec}}
.phone .cap{position:absolute;bottom:-34px;left:0;right:0;text-align:center;font-size:.78rem;color:var(--grey)}
.flow{display:grid;grid-template-columns:repeat(4,1fr);position:relative;margin-bottom:2.5rem}
.flow::before{content:"";position:absolute;top:31px;left:12.5%;right:12.5%;height:4px;background:#d6dfea;border-radius:4px}
.flow::after{content:"";position:absolute;top:31px;left:12.5%;height:4px;width:0;background:linear-gradient(90deg,var(--navy2),var(--ok));border-radius:4px;transition:width 1.8s ease .3s}
.flow.in::after{width:75%}
.flow .f{text-align:center;position:relative;z-index:1;padding:0 .6rem}
.flow .ico{width:66px;height:66px;margin:0 auto .9rem;border-radius:50%;background:#fff;border:4px solid #d6dfea;display:grid;place-items:center;color:var(--navy2);box-shadow:0 8px 20px rgba(11,36,71,.08)}
.flow .ico svg{width:28px;height:28px}.flow p{color:var(--grey);font-size:.92rem;margin:0}
@media(max-width:760px){.flow{grid-template-columns:1fr;gap:1.4rem}.flow::before,.flow::after{display:none}.flow .f{display:flex;gap:1rem;text-align:left;align-items:center}.flow .ico{margin:0;flex:none}}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.3rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.7rem;transition:transform .2s,box-shadow .2s,border-color .2s;display:flex;gap:1.1rem;align-items:flex-start}
.card:hover{transform:translateY(-5px);box-shadow:0 18px 40px rgba(11,36,71,.1);border-color:#c9d6e6}
.card .ic{flex:none;width:48px;height:48px;padding:11px;border-radius:14px;background:linear-gradient(140deg,#e6eefa,#d4e3f7);color:var(--navy2)}
.card h3{margin:0 0 .2em}.card p{color:var(--grey);margin:0;font-size:.95rem}
.tips{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.2rem}
.tip{padding:1.4rem 1.3rem;border-radius:var(--r);background:var(--bg);border-top:4px solid var(--navy2)}.tip h3{margin-bottom:.3em}.tip p{margin:0;color:var(--grey);font-size:.94rem}
.tip.warn{background:var(--navy);border-top-color:var(--accent)}.tip.warn h3{color:#fff}.tip.warn p{color:#c5d5ea}
.cta-band{background:radial-gradient(900px 400px at 15% 0,#1d4f8f 0,transparent 60%),linear-gradient(150deg,var(--navy3),var(--navy));color:#fff;text-align:center;position:relative;overflow:hidden;padding:5.5rem 0}
.cta-band::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:44px 44px}
.cta-band .wrap{position:relative}.cta-band h2{color:#fff}.cta-band p{color:#c5d5ea;max-width:52ch;margin:0 auto 1.8rem}.cta-band .small{font-size:.88rem;margin:1.2rem auto 0;color:#9fb6d3}
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.05rem 1.3rem;margin-bottom:.8rem;transition:box-shadow .2s}details[open]{box-shadow:0 10px 30px rgba(11,36,71,.08);border-color:#c9d6e6}
summary{cursor:pointer;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:1rem}summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--navy2);transition:transform .2s}details[open] summary::after{transform:rotate(45deg)}
details p{margin:.8rem 0 0;color:var(--grey)}
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:3rem}@media(max-width:860px){.contact{grid-template-columns:1fr}}
form label{display:block;font-weight:600;font-size:.92rem;margin-bottom:1rem}
form input,form textarea{width:100%;margin-top:.3rem;padding:.8rem 1rem;border:1px solid #c5cdd6;border-radius:12px;font:inherit;background:#fff;transition:border-color .15s,box-shadow .15s}
form input:focus,form textarea:focus{outline:none;border-color:var(--navy2);box-shadow:0 0 0 4px rgba(20,58,107,.12)}
form textarea{min-height:130px;resize:vertical}.note{font-size:.85rem;color:var(--grey)}
footer.site{background:var(--navy3);color:#b9c9de;padding:3.5rem 0 1.6rem;font-size:.93rem}
footer.site a{color:#fff}footer.site h3{color:#fff;font-size:1.05rem}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr;gap:2rem}@media(max-width:700px){.fgrid{grid-template-columns:1fr}}
footer ul{list-style:none;padding:0;margin:0}footer li{margin-bottom:.45rem}
.copy{border-top:1px solid rgba(255,255,255,.15);margin-top:2rem;padding-top:1.2rem;font-size:.85rem}
.legal{padding:3rem 0 4rem;max-width:780px}.legal h2{font-size:1.35rem;margin-top:2rem}.legal li{margin-bottom:.4rem}
.todo{background:#fff6dd;border:1px solid #f0d78c;border-radius:10px;padding:.8rem 1rem;font-size:.9rem;margin-bottom:1.5rem}
#cookie{position:fixed;left:1rem;right:1rem;bottom:1rem;max-width:560px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.2rem 1.3rem;box-shadow:0 10px 40px rgba(11,36,71,.22);z-index:100;display:none}
#cookie.show{display:block}#cookie p{margin:0 0 .9rem;font-size:.92rem}
#cookie .row{display:flex;gap:.6rem;flex-wrap:wrap;align-items:center}
#cookie .x{position:absolute;top:.5rem;right:.7rem;background:none;border:0;font-size:1.4rem;cursor:pointer;color:var(--grey)}
#prefs{display:none;margin:0 0 .9rem;font-size:.9rem}#prefs.show{display:block}#prefs label{display:flex;gap:.5rem;margin-bottom:.4rem}
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:90;padding:.7rem 4%;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .3s;display:none}
.sticky-cta .btn{display:block;text-align:center}.sticky-cta.show{transform:none}@media(max-width:700px){.sticky-cta{display:block}}
.js .rv{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}.js .rv.in{opacity:1;transform:none}
.js .rv.d1{transition-delay:.1s}.js .rv.d2{transition-delay:.2s}.js .rv.d3{transition-delay:.3s}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.js .rv{opacity:1;transform:none}.flow::after{width:75%}.btn-pulse::before,.btn-pulse::after{display:none}}